Personal approach to meeting your needs.

While many agencies offer a one size fits all approach to insurance, we want to provide you with the unique options that best meet your needs and the resources you have available. Our offerings include:


Life Insurance

There are many different types of life insurance, and The Porter Group can help you with them all! From final expense, term and whole life to universal life and indexed universal life (IUL), we’ve got you covered.


Are you familiar with the difference between Term and Whole Life Insurance Policies?

Term Life Insurance provides pure death benefit protection for a specific period of time, typically 10, 15, 20 or 30 years. The specific period of time is the “term” of the policy. Once the term ends the life insurance policy will renew on an annual basis, usually at a higher rate.


Whole Life Insurance is a permanent life insurance policy that provides death benefit protection for your entire life. Generally, whole life insurance offers guaranteed fixed premiums, guaranteed cash value accumulation, and guaranteed protection until the day you die. Since whole life insurance will be with you until that inevitable day, it typically has higher premiums than other common types of life insurance.

The Porter Group can help you identify your long-term needs, and find the solution that not only meets those needs, but works within your available resources.


Some of our partners include:


Medicare Health Insurance Plans


The Porter Group offers multiple kinds of Medicare coverage, from Medicare Supplement Insurance Plans, Medicare Advantage Plans to Part D Prescription Drug Plans.

Medicare Supplement Insurance Plans are guaranteed issued within 6 months of turning 65. Despite what some may tell you, Medicare Supplement Insurance Plans are designed, per Medicare, to deliver standard basic coverages. The difference between most plans is the premium you pay. You may also qualify for extra help in paying for Part D Prescription Drug Plans. We can help you see if you qualify.


We don’t represent just one company which allows us find the one that fits your needs. Our agency has taken the time to make a personal approach, one client at a time, which allows us to provide the options of home visits or meeting locally to serve you better.   


Some of our partners include:


Cancer/Heart Attack/Stroke

When dealing with a major medical issue, finances are the furthest thing from your mind. With this plan, a lump-sum benefit amount is paid directly to you regardless of any other health care coverage you may have upon the diagnosis of cancer or if you suffer a heart attack or stroke when a cancer plan is in place. The Porter Group can help prepare you for life’s unexpected turns.

Some of our partners include:


Click on select carrier link for more information.

Hospital Indemnity Insurance

Insurance helps fill some of the co-payments, deductibles and out-of-pocket expenses of your health insurance plan. With this plan, cash benefits are paid directly to you to help cover the costs associated with hospital confinement, ambulance trips, skilled nursing stays and more.


Some of our partners include:


Dental and Vision Plans

When looking for the best dental and vision care benefits, you need look no further than our provider, Ameritas. If you are interested in hearing benefits, too, we can see what is available for you.


One of our partners is:


Retirement Plans


When you are prepared to retire, you want to ensure you have the resources you need for the next exciting chapter of your life. Whether you are considering continuing to grow your savings while reducing risk, creating a source of lifetime income or protecting and building a legacy for your loved ones, let us help you find the the solution that best meets your needs.


Some of our partners include:


Click on select carrier link for more information.


Interested in learning more about our insurance offerings? Complete this brief form so we can best meet your needs.

We look forward to helping you find the best solutions for you and your family. Please take a moment to connect with us.

1308 Moores Flat Road

Morehead, KY 40351


The Porter Group is licensed in Kentucky, Indiana, Pennsylvania, Florida, Ohio, West Virginia, Virginia, Texas, Louisiana and Tennessee.